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Student Checking Regular Checking Now Account Super Now Account Money Market

Student Checking

Available to full-time students
Minimum balance to open the account- You must deposit $100.00 to open this account

Regular Checking

Minimum balance to open the account- You must deposit $300.00 to open this account

Minimum balance to avoid imposition of fees- If your balance falls below $200.00 on any day in the monthly statement cycle we will impose a maintenance fee of $8.00 once during the statement cycle. If your balance is at least $200.00 on every day in the monthly statement cycle but falls below $400.00 on any day during the monthly statement cycle we will impose a maintenance fee of $7.00 once during the statement cycle. If your balance is at least $400.00 on every day in the monthly statement cycle but falls below $600.00 on any day during the monthly statement cycle we will impose a maintenance fee of $6.00 once during the statement cycle.

Now Account

Minimum balance to open the account- You must deposit $1,500.00 to open this account

Rate Information- Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time.

Determination of rate- At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency- Interest will be compounded every month. Interest will be credited to your account every month.

Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to avoid imposition of fees- A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $1,500.00 any day of the cycle.

Minimum balance to obtain the annual percentage yield disclosed- You must maintain a minimum daily balance of $1,500.00 to obtain the disclosed annual percentage yield.

Average daily balance computation method- We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly statement cycle.

Super Now Account

Minimum balance to open the account- You must deposit $2,500.00 to open this account

Rate Information- Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time.

Determination of rate- At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency- Interest will be compounded every week. Interest will be credited to your account every month.

Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to avoid imposition of fees- A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $2,500.00 any day of the cycle.

Minimum balance to obtain the annual percentage yield disclosed- You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield.

Average daily balance computation method- We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly statement cycle.

Money Market Deposit Account

Minimum balance to open the account- You must deposit $2,500.00 to open this account.

Rate Information- Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time.

Determination of rate- At our discretion, we may change the interest rate on your account

Compounding and crediting frequency- Interest will be compounded every month. Interest will be credited to your account every week.

Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to avoid imposition of fees- A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $2,500.00 any day of the cycle.

Minimum balance to obtain the annual percentage yield disclosed- You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield.

Average daily balance computation method- We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly statement cycle
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