

Personal Accounts > Checking
Checking  Savings  Certificate of Deposit Student Checking Regular Checking Now Account Super Now Account Money MarketStudent Checking Available to fulltime students Minimum balance to open the account You must deposit $100.00 to open this account No maintenance fee Regular Checking Minimum balance to open the account You must deposit $300.00 to open this account Minimum balance to avoid imposition of fees If your balance falls below $200.00 on any day in the monthly statement cycle we will impose a maintenance fee of $8.00 once during the statement cycle. If your balance is at least $200.00 on every day in the monthly statement cycle but falls below $400.00 on any day during the monthly statement cycle we will impose a maintenance fee of $7.00 once during the statement cycle. If your balance is at least $400.00 on every day in the monthly statement cycle but falls below $600.00 on any day during the monthly statement cycle we will impose a maintenance fee of $6.00 once during the statement cycle. Now Account Minimum balance to open the account You must deposit $1,500.00 to open this account Rate Information Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time. Determination of rate At our discretion, we may change the interest rate on your account. Compounding and crediting frequency Interest will be compounded every month. Interest will be credited to your account every month. Effect of closing an account If you close your account before interest is credited, you will not receive the accrued interest. Minimum balance to avoid imposition of fees A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $1,500.00 any day of the cycle. Minimum balance to obtain the annual percentage yield disclosed You must maintain a minimum daily balance of $1,500.00 to obtain the disclosed annual percentage yield. Average daily balance computation method We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly statement cycle. Super Now Account Minimum balance to open the account You must deposit $2,500.00 to open this account Rate Information Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time. Determination of rate At our discretion, we may change the interest rate on your account. Compounding and crediting frequency Interest will be compounded every week. Interest will be credited to your account every month. Effect of closing an account If you close your account before interest is credited, you will not receive the accrued interest. Minimum balance to avoid imposition of fees A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $2,500.00 any day of the cycle. Minimum balance to obtain the annual percentage yield disclosed You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield. Average daily balance computation method We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly statement cycle. Money Market Deposit Account Minimum balance to open the account You must deposit $2,500.00 to open this account. Rate Information Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time. Determination of rate At our discretion, we may change the interest rate on your account Compounding and crediting frequency Interest will be compounded every month. Interest will be credited to your account every week. Effect of closing an account If you close your account before interest is credited, you will not receive the accrued interest. Minimum balance to avoid imposition of fees A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $2,500.00 any day of the cycle. Minimum balance to obtain the annual percentage yield disclosed You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield. Average daily balance computation method We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly statement cycle 

